No bake banana pudding cups are one of those desserts I reach for when I want something comforting sweet and effortless without turning on the oven.

I love how this recipe brings back classic flavors while still feeling light creamy and perfect for individual servings.

Whenever I make these cups I appreciate how quickly everything comes together which makes them ideal for busy days or last minute cravings.

This is the kind of dessert I enjoy making ahead because it chills beautifully and tastes even better once the layers settle.

Ingredients

Here is what I use for this recipe and why each ingredient matters:

Cream cheese – This creates a rich creamy base that gives the pudding structure.
Sweetened condensed milk – It adds sweetness and helps create a smooth no bake filling.
Vanilla pudding mix – This thickens the mixture and brings classic pudding flavor.
Cold milk – It activates the pudding mix and balances the sweetness.
Whipped topping – This lightens the filling and makes it fluffy.
Ripe bananas – They add natural sweetness and that signature banana flavor.
Vanilla wafers – These provide texture and a nostalgic crunch.

Tools You’ll Need

These are the tools I use to keep the process simple and mess free:

Mixing bowl – I use this to combine the creamy filling smoothly.
Hand mixer or whisk – This helps blend the ingredients evenly without lumps.
Rubber spatula – Perfect for folding and scraping every bit of filling.
Knife – I use it to slice the bananas cleanly.
Serving cups or jars – These hold the layers and make serving easy.

Instructions

Step 1 Mix the Cream Cheese Base

I start by adding the softened cream cheese to a large mixing bowl and beat it until smooth because this prevents lumps later.

Step 2 Add Sweetened Condensed Milk

I slowly pour in the sweetened condensed milk while mixing and continue until the mixture looks silky and well combined.

Step 3 Prepare the Pudding

In a separate bowl I whisk the vanilla pudding mix with cold milk until it thickens slightly then I pour it into the cream cheese mixture and blend until smooth.

Step 4 Fold in Whipped Topping

Using a spatula I gently fold in the whipped topping which makes the filling light airy and creamy.

Step 5 Assemble the Cups

I layer vanilla wafers sliced bananas and pudding mixture into individual cups repeating the layers until full and finishing with pudding on top.

Step 6 Chill Before Serving

I refrigerate the cups for at least 2 hours so the flavors meld and the texture sets perfectly.

Tips

From my experience using very ripe bananas makes a big difference in sweetness and flavor. I also like to slice the bananas just before assembling to prevent browning. If you want extra texture you can lightly crush some vanilla wafers and sprinkle them between layers. For cleaner layers chilling the pudding briefly before assembling helps keep everything neat.

Ways to Serve

I love serving these no bake banana pudding cups chilled straight from the fridge because the texture is perfectly creamy. They are great for parties since everyone gets their own portion and there is no slicing involved. I also enjoy topping them with extra whipped topping crushed wafers or even a drizzle of caramel for a slightly elevated presentation.

Storage Instructions

I store the assembled pudding cups covered tightly in the refrigerator where they stay fresh for up to three days. The wafers will soften over time which I personally enjoy but if you prefer more crunch you can add fresh wafers just before serving. I do not recommend freezing as the texture changes once thawed.

Frequently Asked Questions

Can I make no bake banana pudding cups ahead of time ?

Yes I often make them the night before because they taste even better after chilling.

How long do no bake banana pudding cups last ?

They stay fresh for about three days when stored properly in the refrigerator.

See You in the Kitchen

I hope you enjoy making these no bake banana pudding cups as much as I do because they are simple comforting and always a crowd favorite. Save this recipe for your next gathering or sweet craving and let me know how yours turn out.

Happy Cooking!